Real Estate Law
Buying real estate is a huge financial decision, regardless of whether it is your first home, a new primary residence, a rental property, vacant land, or office or other commercial space. There are important considerations such as whether to work with a real estate agent, whether to purchase title insurance, and whether you should have an attorney at your settlement.
An experienced real estate attorney is able to explain your options and protect your interests and investment. Attorney Douglas G. Miller is a licensed title agent and brings more than 20 years of real estate experience to help guide you through any settlement process. Individuals, businesses, and investors all need assistance with deeds, contracts, installment sale agreements, title insurance, and easements.
Real Estate Transactions
Attorney Miller can assist with:
Deeds
Real estate deeds are a very important aspect of transferring a property. Deeds are needed to correct errors, update legal descriptions after surveys, or consolidate parcels.
Agreements
To be enforceable, real estate agreements need to be in writing and include the essential terms. Agreements of sale are a vital contract to ensure a smooth transaction and final settlement. Installment sale agreements allow for a purchase over time, and the terms for both a buyer and seller are similarly vital. An experienced real estate attorney to guide you through these agreements is beneficial not only to explain the forms, but to advise you on the legal considerations that best reflect your needs as either the buyer or the seller.
Title Insurance
The Title Insurance Rating Bureau of Pennsylvania (TIRBOP) sets the schedule of rates that title agents must follow when issuing a title insurance policy in Pennsylvania. Most banks and credit unions will require title insurance to be obtained by buyers or owners refinancing their mortgage. Although there are many options, and lenders and realtors may recommend a title agent or office, every buyer has the legal right to choose their title agent. For a settlement where title insurance is not required, a buyer may choose to have an approved real estate attorney conduct settlement. Approved attorneys can deviate from the standard title insurance rates, often providing a savings to a buyer. In either event, hiring your own selected real estate attorney is an important step to make sure your interests are protected.
Leases
Whether you are a landlord looking to lease to your first tenant or needing to evict a problem tenant, or perhaps you’re a tenant needing to know your rights under your lease, you should contact an attorney with experience representing people on both sides. The Law Offices of Douglas G. Miller can both explain and represent you in eviction proceedings. Perhaps even more importantly, we can prepare lease agreement that help you avoid eviction proceedings and review the terms of both residential and commercial lease documents.
Easements
An easement gives a person the legal right to use someone else’s real property for a specific purpose, in a defined area, and for either a limited or perpetual length of time. Disputes often occur when there is no written evidence of an easement, or the document was not created correctly. A real estate lawyer can answer questions regarding an easement as well as represent you in court if a dispute arises and you need to file a lawsuit to protect your interests.
Contact the Law Offices of Douglas G. Miller today to discuss your real estate concerns, schedule an appointment, and represent you with regard to any real estate matter.